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Miami, zeledon13: 'undergraduate'

1161ARIfirst of all if [/] if [/] if you're taking out loans in your undergraduate .
  first.ADJ of.PREP all.ADJ if.CONJ if.CONJ if.CONJ you.PRON.SUB.2SP+BE.V.PRES take.V.PRESPART out.ADV loan.N.PL in.PREP your.ADJ.POSS.2SP undergraduate.N.SG
  
1162ARIif you're taking out loans in your undergraduate there's a problem .
  if.CONJ you.PRON.SUB.2SP+BE.V.PRES take.V.PRESPART out.ADV loan.N.PL in.PREP your.ADJ.POSS.2SP undergraduate.N.SG there.PRON+BE.V.3S.PRES a.DET.INDEF problem.N.SG